Proactive Health Management

The Proactive Health Management Plan contains a non-invasive, confidential Health Risk Assessment (HRA), which can be completed at enrollment or with a health coach over the phone. The HRA provides a snapshot of each employee’s current health and lifestyle then identifies major risk factors that may be of concern. Information provided by the HRA allows our team of health and lifestyle professionals to create personalized Proactive Health Management Plans.

The Proactive Health Management Plan includes a limited benefit health insurance plan which provides fully insured indemnity benefits to covered members of the plan. The plan provides health and lifestyle coaches specializing in fields ranging from personal training to life coaching. Each certified coach combines educational material, telemedicine access and much more to provide a comprehensive Proactive Health Management Plan. The PHMP initiates and reinforces quality behavioral changes. Better choices and behavioral changes may result in lasting health and greater productivity in the workplace1.

The Proactive Health Management Works.

The PHMP’s limited benefit health insurance plan allows for a complete solution that provides FICA savings today and, by providing proactive health measures, can reverse declining employee health, which may reduce medical spending and allow employers to enhance benefit offerings at a surprisingly affordable cost to employees and employers — virtually zero. These long-term impacts can allow self-insured groups to see a reduction in claims utilization and premium increases over time.

See how

What happens when you manage risk?

Savings Today. A Lifetime of Health.

Today

  • EMPLOYER SAVINGS
  • ATTRACT BETTER CANDIDATES, RETAIN CURRENT TALENT
  • INCREASED BENEFITS AT SURPRISINGLY AFFORDABLE COST

Tomorrow

  • FEWER HIGH-COST MEDICAL VISITS
  • INCREASE YOUR BENEFIT OFFERING
  • REDUCE POTENTIAL EXPENSES
  • REDUCED CLAIM UTILIZATION

Future

  • PREDICTING YOUR RISKS
  • CUSTOMIZE FUTURE MEDICAL PLANS

AHDI: The American Health Data Institute (AHDI) assists employers in managing the cost and risk of their health plan in a way that optimizes benefits to the members. AHDI is the largest and oldest population health database in the country, warehousing healthcare information collected from over 1.5 million lives in 48 states. Our data analytic tools are time and results tested and the data demonstrates that AHDI interventions improve the health of the population and reduce costs.

POLICY BENEFITS, FEATURES AND RATES MAY VARY BY STATE. Plan offerings are subject to state limitation. Not all benefits are available in all states. Please consult your AHDI representative with questions regarding plan offerings.

Key Benefit Administrators, Inc. (KBA) is the company providing the total administration for the PHMP. KBA is one of the largest third party administrators (TPA) in the United States and is licensed in every state as required by certain states.

1U.S. Department of Health and Human Services, “Report to Congress on Workplace Wellness,” https://aspe.hhs.gov/basic-report/report-congress-workplace-wellness, 1 May 2013