PHMP

Health Insurance that encourages and rewards employees for being proactive about their health.

learn more

CBS

Alternative Financing for Voluntary Benefits – Limited Medical, Short Term Disability and Life Insurance.

learn more

Explore our two evolutionary products

Tired of dealing with pricey benefits programs that saddle you and your employees with high premiums?

You’re not alone. In response to skyrocketing costs, many companies have been forced to reduce employee benefits and increase employee participation prices, which has frustrated both parties.

Thankfully, there’s a solution—a company that connects you with the most innovative, cost effective employer-sponsored benefit options that help your employees live healthier, happier lives while improving your bottom line.